Leasehold
vs freehold is one of the first questions that comes up when getting to know
Thailand's real estate market. The form of ownership determines your rights
today, the costs at the time of the deal, and your ability to sell the property
in the future.
Freehold:
full ownership
Freehold is
ownership in the full sense of the word: you can sell, gift, bequeath, or rent
out the property without restrictions and without third-party approval. There's
no time limit on ownership.
The right
is confirmed by a Chanote — the Thai equivalent of a title deed (also known as
Nor Sor 4). The Chanote is held in two copies: one with the owner, the other at
the Land Department.
Foreigners
can own a condominium unit as freehold under one condition: the share of
foreign buyers in the building cannot exceed 49% of total floor area (the
foreign quota). Once the quota is filled, the next foreign buyer only has
access to leasehold. In popular projects in Bang Tao and Kamala, the quota
often fills up as early as the construction stage.
An
important note for 2026: this limit is currently under government discussion. A
reduction of the overall quota to 30–39% is being considered, with a targeted
cut to 25% for Phuket, Samui, and Pattaya, since according to REIC data,
foreigners already account for over 40% of condominium transactions in Phuket.
The reform won't affect chanotes already issued — the constitution protects
existing ownership rights — but it may change the terms for future purchases.
Passing such a law through parliament typically takes 8–18 months, so no
changes should be expected before late 2026. Anyone planning a purchase within
the next year should check on this separately.
Leasehold:
long-term right of use
Leasehold
is not ownership but a long-term lease. The standard term in Thailand is 30
years, with the possibility of renewal twice more for 30 years each.
Theoretically that's 90 years — in practice, it's exactly what's specified in
the particular contract.
A point
that's often overlooked: leasehold renewal is not an automatic right. It
depends on the terms of the SPA and on the land owner's position 30 years down
the line. If the owner has changed, the terms have shifted, or the contract
wording was vague, the right to renew can come into question.
Any
leasehold property should be reviewed by a lawyer before deciding to buy — the
specific wording on leasehold renewal determines what happens to the property
thirty years from now.
Key
differences
Freehold
gives full freedom to dispose of the property with no time limit. The transfer
fee at registration is 2% of the appraised value (typically split evenly with
the seller). The price is generally 5–12% higher than a comparable leasehold.
Liquidity on the secondary market is higher: both foreign and Thai buyers more
often choose freehold.
Leasehold
is available even when the freehold quota is filled. The registration fee is
1.1% of the contract amount (1% registration + 0.1% stamp duty), usually paid
by the tenant. The price is 5–12% lower than freehold. Transferring the lease
is possible but requires separate paperwork and recalculation of the remaining
term. The secondary market is less liquid than for freehold.
What
happens after 30 years
The answer
depends on the contract. A well-structured leasehold agreement contains clear
renewal terms: notice period, price of the new contract, registration procedure
— giving the buyer real protection. Wording like "renewal by mutual
agreement of the parties" is not protection — it's dependence on someone
else's decision.
Signing a
leasehold contract without an Ыindependent lawyer is not advisable. The renewal clauses hide what you
need to know before the purchase, not after.
When
leasehold is a reasonable choice
Leasehold
makes sense in a few situations: when the freehold quota in a complex is
already filled and it's the only way into a desired project; when the ownership
horizon is 5–7 years and the renewal question 30 years out isn't a priority.
The most common case is villa purchases: foreigners in Thailand cannot own land
as freehold at all, so land leasehold for villas is standard practice, not an
exception.
In any of
these situations, one thing matters: an informed choice based on a vetted
contract — not leasehold as a forced condition without understanding what's
written in the SPA.